Check Imaging

ISCheck™ provides everything you need to develop a comprehensive item processing operation. You can choose to run your check imaging system as an in-house solution or outsource the whole operation to us. We also offer a blended solution for institutions looking to outsource certain functions.

The Solution

• Image exchange
• Substitute check/IRD creation tools
• Imaged exception item processing
• Electronic deposit for commercial, corporate and ATM customers
• Courtesy and legal amount recognition
• Automated MICR reject repair
• Electronic delivery of outgoing cash letters to the Fed
• Internet access to images
• Email statements and document delivery
• Enterprise-wide access (Intranet, LAN/WAN)
• Image archive
• Alternate online storage

The check imaging capabilities of ISCheck have allowed PlainsCapital to expand its service offerings to commercial and correspondent banks across central and west Texas by eliminating transportation expenses and other limitations that accompany the serving of geographically dispersed customers. In fact, PlainsCapital's image cash letter services are fast becoming an attractive alternative to paper presentment as more banks in our markets recognize the value in image exchange. We have seen reduced transportation fees, lower salary expenses and improved availability, which translate into lower costs. We continue to use Open Solutions for their reliable products and their ability to keep pace with our growth.

Pete Villarreal, executive vice president, operations
PlainsCapital Bank
$2.7 billion in assets
11 branches